BC Investment Bank Limited

Key Offerings

Letter of Credit (LC) Services

Standby Letter of Credit (SBLC)
A financial guarantee issued to secure payment if contractual obligations are unmet, commonly used as a payment or performance assurance.

Documentary Letter of Credit (DLC)
A secure mechanism ensuring payment upon presentation of documents verifying contractual fulfillment in international trade.

Bank Guarantees

Customs/Duty Guarantee for Sports Cars in Langkawi
A specialized guarantee ensuring compliance with taxes and duties for imported vehicles in specific regions, such as Langkawi, Malaysia.

Performance Guarantees
Assures contractual performance by compensating clients if a contractor or supplier defaults.

Advance Payment Guarantee
Ensures the buyer’s advance payment is refunded if the seller fails to meet contractual terms.

Proof of Funds (POF) & Readiness, Willingness, and Ability (RWA) Messages

Proof of Funds (POF)
A formal document confirming a party’s financial ability to complete a transaction, often used in large-scale investments or real estate.

Readiness, Willingness, and Ability (RWA) messages
Statements from financial institutions verifying the intent and ability to fulfill contractual obligations.

Pre-Advised Messages

Preliminary notifications issued by a bank confirming that a financial instrument, such as an LC or Bank Guarantee, is in the process of formal transmission.

Customized Financing Solutions

Tailored financial strategies to address unique client needs, providing personalized solutions to enhance liquidity, risk management, and financial growth.

How It Works

Application

Submit a trade finance request outlining specific needs.

Assessment

The application undergoes a thorough risk evaluation.

Approval

Upon approval, ACE provides the necessary trade finance instruments.

Execution

Clients execute transactions supported by document handling and payment processing.

Monitoring

Continuous monitoring and support ensure smooth operations.

Advantages

Enhanced Liquidity
Risk Mitigation
Support for International Trade
Tailored Financing Solutions
Growth and Expansion Support
Cost Efficiency
Regulatory Compliance
Improved Creditworthiness
Streamlined Operations